Costs and Financial Verification | OCTC

Costs and Financial Verification

Before international students are formally admitted, they must provide verification that they have the funds necessary to pay for a year of study and living expenses in the United States, or that a Third Party intends to pay on their behalf. Applicants do this by submitting a Financial Verification Form and the bank statement in English from the individuals or groups who are paying their expenses.

Typically, students with an F-1 visa pay out-of-state tuition unless they attended and graduated from a secondary school in Kentucky. Questions regarding residency status should be sent to Dr. Ashleigh Crowe.

Cost Estimate
Expense Out-of-State Cost In-State Cost
Tuition (2 semesters) $6,000* $4,368*
Living Expenses $8,000 $8,000
Books, Medical Insurance (required) $1,500 $1,500
Total $15,500** $13,868

*Tuition rates are subject to change. For the most up-to-date information, visit the Tuition and Costs page.

**This is a low estimate of your expenses for one academic year. We recommend that you provide financial verification exceeding the amount to secure your visa. 

Cost Analysis for Completing an Associate Degree at OCTC

An associate degree in the United States in approximately 60 credit hours. International students are issued I-20s to study at Owensboro Community and Technical College for 5 semesters. Students must take a minimum of 12 hours each semester. If a student does not complete their program after 5 semesters, program extensions are offered in certain situations. It is important to make sure you have sufficient funds for your education before coming to the United States, since there are very few scholarships available for international students.

Cost Estimates

College Expenses
Item Estimated Cost
Tuition for 5 Full-time Semesters @ $250/credit hour* $15,000.00
Books for 5 Semesters $2,500.00
Miscellaneous Fees for 5 Semesters $500.00
Total Amount (Over 30 months/5 semesters)* $18,000.00
Personal/Living Expenses
Item Estimated Cost
Dormitory or Apartment $15,000.00
Food and Groceries $4,500.00
Medical Insurance $1,500.00
Transportation (Bus) $225.00
Total Amount (Over 30 months/5 semesters)* $21,225.00
Total Expenses for Completing an Associates Degree
Item Estimated Cost
College Expenses $18,000.00
Personal/Living Expenses $21,225.00
Total Amount (Over 30 months/5 semesters)* $39,225.00

*We cannot guarantee that your associate degree will cost exactly the amounts shown on this paper. These are only estimates to help students plan financially for their education at Owensboro Community & Technical College.

When applying to OCTC, the International Student Services Office requires an Out-of-State Financial Verification Form and an original bank statement from either the student or student sponsor to demonstrate financial ability to fund an education in the US. The amount required for financial verification is $15,500.00. This is amount is an estimation of what basic education and living expenses would cost for a year. This does not mean OCTC will charge the student $15,500.00 upon arriving in the United States.

Request Forms

To request forms email us octc.international@kctcs.edu. Be sure to let us know if you will be an In-State or Out-of-State student.