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Students may choose to participate in a tuition payment plan. This plan, managed by the Nelnet Campus Commerce, will
allow students more flexible payment options. There will be a $25 per semester, non-refundable fee for all students who sign up for the plan. Students must register prior to signing up
for the payment plan.

To apply visit https://students.kctcs.edu (make sure any pop-up blockers are disabled).

Tuition Payment Plan

Deadline	Plan
July 1-31	Zero down payment required Four payments Aug.-Nov.
Aug. 1-5	Zero down payment required Four payments Sept.-Dec.
Aug. 6-10	25% down payment required Three payments Sept.-Nov.

Failure to officially withdraw from a class in the START Center will result in a fee payment penalty.

Due to the Reauthorization of Higher Education Act, new
refund regulations will be applied to Title IV aid recipients who completely withdraw during their first semester, or stop attending and fail to officially withdraw from classes.

Financial Aid awards are calculated on a sliding scale based on enrollment each semester. Full-time students are eligible for 100% of their grants for the semester and a part-time students are eligible for 50%. Pell Grants and student loans are available for fall, spring, and summer. Check with the FA Office for eligibility and limitations. Students with financial aid awards that exceed their tuition and bookstore charges can expect to receive a refund 4-6 weeks after the first day of class. Refunds are processed with BankMobile Disbursements, a technology solution, powered by BMTX, Inc.

All Federal, State, and OCTC Finanical Aid policies and procedures are kept on file
in the FA office for student viewing.

Available for children ages six weeks to four years old.
Students must meet income eligibility requirements and be
enrolled at OCTC. Call 270-683-6377 for more information.

View the OCTC Crime Log. 

Priority Deadlines for Financial Aid--FAFSA (Free Federal Application for Student Aid):

Fall/Spring Academic Year - by July 1;

Fall Semester Only - by July 15, each year;

Spring Semester Only - by Dec. 1, each year;

OCTC Scholarship Applications - by April 1, each year.

Students are required to file a  FAFSA every year in order to receive FA/Direct Loans. FAFSA can be filed ONLINE!

OCTC participates in the following financial aid programs: Federal Pell Grant; KY Cap Grant; Federal SEOG Grant; Federal Work-Study Program; and the Federal Direct Loan  Program. OCTC offers the Work Ready Kentucky Scholarship, KEES awards, and many scholarship resources. Scholarship applications
are available in January, are awarded for the next academic school year, applications are due by April 1st.

Federal Title IV regulations require students who stop attending
classes to return all or a portion of Title IV grant or loan funds. The amount to be returned will be based on the actual number of days attended in the term.
Students who stop attending classes, do not officially
withdraw, or receive all failing grades (“E, F, Z, etc.) MUST pay all or a portion of Title IV aid back at the end of the semester. Repayments of overawards or repayments due to lack of attendance or withdrawal will be
due to the Department of Education within 30 days of
written notice.

Direct loans are available to eligible students who meet the criteria. Students must be enrolled in a minimum of 6 credit hours per semester. Students must complete the FAFSA process, And an online loan request through student self-service. New student loan borrowers are subject to a 30-day delay on all loan disbursements.

First term courses are often prerequisites for classes held during the second bi-term. Students who do not receive a passing grade or drop such a prerequisite first bi-term course must pay back any financial aid disbursed toward the second bi-term course.

Students may withdraw from classes and automatically receive
a grade of W after classes begin. The W grade indicates only that the student  withdrew and does not affect his/her grade point average. After mid-term (see Academic Calendar) the instructor may assign a grade other than W based on the instructor’s course policy. Students may not withdraw from classes after Oct. 17. Withdraw online: go to Student Self-Service - Academic Records - Withdraw/Drop Request.

Students may request to repeat a course as necessary to
improve a grade.

Owensboro Community & Technical College (OCTC) and the Kentucky Community and Technical College System (KCTCS)  are committed to a policy of providing educational opportunities to all qualified students regardless of economic or social status, and will not discriminate on the basis of  race, color, religion, sex, marital status, beliefs, age, national origin, sexual orientation, or physical or mental disability. Compliance with Title IX of the Educational Amendments of 1972, (which prohibits sex discrimination), Title VI of the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of 1973, and the Americans with Disabilities Act of 1990, in regard to employment at OCTC is coordinated by Sharmy Davis 270- 852-8159, acting Equal Employment Opportunity (EEO) Coordinator, Owensboro Community and Technical College, 4800 New Hartford Road, Owensboro, Kentucky 42303, phone 270-686-4504.  Any person having inquiries concerning compliance with the above regulations in regard to situations other than employment should contact the acting coordinator for Title VI / Title IX / ADA (Americans with Disabilities Act) at the individual campus.  For more information, contact Barb Tipmore, Main Campus, 4800 New Hartford Road, Owensboro, Kentucky 42303, phone 270-686-4530.  OCTC complies with the Family Educational Rights and Privacy Act, Public Law 92-380, on all its campuses. Inquiries regarding the law should be directed to the appropriate school office. Compliance with Title IX of the Educational Amendments of 1972, which prohibits sex discrimination, and with Title VI of the Civil Rights Act of 1964 is coordinated by KCTCS, Equal Employment Opportunity (EEO)/Americans with Disabilities Act (ADA) Coordinator, KCTCS, 300 North Main Street, Versailles, Kentucky 40383 phone 859-256-3264. Efforts to comply with the laws and regulations applicable to people with disabilities -- as required by Section 504 of the Rehabilitation Act of 1973 and the Americans with Disabilities Act of 1990 -- are also coordinated by the Director of Diversity and Employee Relations. Questions concerning compliance with regulations may be directed to the KCTCS Director of Human Resources, 300 North Main Street, Versailles, Kentucky 40383, phone 859-256-3338, or to the Director of the Office of Civil Rights, U.S. Department of Education, Philadelphia, Pennsylvania. The Kentucky Community and Technical College System is in compliance with the Drug-Free Workplace Act of 1988 and the Drug-Free Schools and Communities Act Amendment of 1989.  Questions may be directed to the KCTCS Student Affairs Division or the Human Resource Coordinator’s Office at each college. Questions about admission to any college in KCTCS should be directed to the appropriate admissions office.