Tuition and Charges
| Tuition Category | Cost Per Credit Hour |
|---|---|
| Resident Students | $195/credit hour |
| Dual Credit Students | $97/credit hour |
| Nonresident Students | $270/credit hour |
| Online-Only Courses+ (all students) | $195/credit hour |
| Mandatory Fee* (all students) | $8/credit hour |
| Distance Learner Fee** | $20/credit hour |
What's With the ***?
Great question!
The first * is the KCTCS BuildSmart Investment for Kentucky Competitiveness fee. This
fee does not apply to Dual Credit Students.
+For students who are enrolled in online-only courses, the tuition is the same regardless
of your residency. Other fees, such as the mandatory fee and a distance learning course
fee of $20/credit hour still apply.
A full list of charges and fees is available.
To view our third-party servicer contract for refund management, click here.
Cost of Attendance 2025-2026
| Category | Living with Parents1 | Living Off-Campus | Living on Military Base |
|---|---|---|---|
| Estimated Direct Costs | |||
| Estimated Tuition | $4,680 | $4,680 | $4,680 |
| Estimated Fees | $192 | $192 | $192 |
| Estimated Indirect Costs2 | |||
| Estimated Books/Supplies | $1,268 | $1,268 | $1,268 |
| Estimated Living Expenses (Food & Housing) | $5,294 | $8,814 | $3,526 |
| Estimated Personal Expenses | $1,012 | $1,012 | $1,012 |
| Estimated Transportation | $2,590 | $2,590 | $2,590 |
| Estimated Loan Fees | $54 | $54 | $54 |
| Estimated Licensure Expense3 | - | - | - |
| Total | $15,090 | $18,610 | $13,322 |
| Category | Living with Parents | Living Off-Campus | Living on Military Base |
|---|---|---|---|
| Estimated Direct Costs | |||
| Estimated Tuition | $6,480 | $6,480 | $6,480 |
| Estimated Fees | $192 | $192 | $192 |
| Estimated Indirect Costs2 | |||
| Estimated Books/Supplies | $1,268 | $1,268 | $1,268 |
| Estimated Living Expenses (Food & Housing) | $5,294 | $8,814 | $3,526 |
| Estimated Personal Expenses | $1,012 | $1,012 | $1,012 |
| Estimated Transportation | $2,590 | $2,590 | $2,590 |
| Estimated Loan Fees | $54 | $54 | $54 |
| Estimated Licensure Expense3 | - | - | - |
| Total | $16,890 | $20,410 | $15,122 |
1 Cost of attendance estimates are based upon student's expected living arrangements
and assume full-time enrollment (12 credit hours each semester).
2 Estimated Indirect Costs are NOT amounts that will be charged to the student's account
at the college, but are average amounts that a student could expect to incur during
periods of enrollment.
3 Some programs of study prepare students for work in a profession that requires licensure
to be employed in your state. The cost of obtaining licensure varies by profession
and by the state in which the license is obtained. You can find a list of academic
programs leading to state licensure at Licensure Disclosures.
These are estimated values used to calculate eligibility for financial aid funds and are updated annually.
*The OCTC Reciprocity Counties in Indiana are Dubois, Gibson, Perry, Pike, Posey, Spencer, Vanderburgh, and Warrick.
Fee Payment Deadlines
Fall 2025 (Classes beginning August 18 and ending December 14)
Aug 13: Last day to arrange a tuition and fee payment plan
Aug 13: Last day to pay tuition & fees to avoid cancellation of registration and late
fees (students registering after this date must pay tuition the same day they register)
Aug 18: Classes begin
Aug 24: Last day to drop classes and receive 100% tuition refund (16-week session)
Sept 15: Last day to withdraw from classes and receive 50% tuition refund (16-week
session)
Spring 2026 – Winter Session (Classes beginning December 15 and ending January 11)
Dec 12: Last day to pay tuition & fees to avoid cancellation of registration and late
fees (students registering after this date must pay tuition the same day they register)
Dec 15: Classes begin
Dec 16: Last day to drop classes and receive 100% tuition refund
Dec 19: Last day to withdraw from classes and receive 50% tuition refund
Spring 2026 (Classes beginning January 12 and ending May 10)
Jan 7: Last day to arrange a tuition and fee payment plan
Jan 7: Last day to pay tuition & fees to avoid cancellation of registration and late
fees (students registering after this date must pay tuition the same day they register)
Jan 12: Classes begin
Jan 18: Last day to drop classes and receive 100% tuition refund (16-week session)
Feb 9: Last day to withdraw from classes and receive 50% tuition refund (16-week session)
Summer Intersession 2026 (Classes beginning May 18 and ending June 8)
May 15: Last day to pay tuition & fees to avoid cancellation of registration and late
fees (students registering after this date must pay tuition the same day they register)
May 18: Classes begin
May 19: Last day to drop classes and receive 100% tuition refund
May 22: Last day to withdraw from classes and receive 50% tuition refund
Summer Eight Week Session 2026 (Classes beginning June 10 and ending August 4)
June 9: Last day to arrange a tuition and fee payment plan
June 9: Last day to pay tuition & fees to avoid cancellation of registration and late
fees (students registering after this date must pay tuition the same day they register)
June 10: Classes begin
June 12: Last day to drop classes and receive 100% tuition refund
June 24: Last day to withdraw from classes and receive 50% tuition refund
Additional Fee Information
- An $11 charge per term will be collected from those students enrolled in programs that require Professional Liability insurance.
- A $50 charge may be assessed for each check returned due to insufficient funds. Delinquent accounts may be referred to a collection agency which may charge additional fees. Delinquent accounts may be subject to credit bureau reporting.
- A $75 charge may be assessed for reinstatement of classes for students who do not pay by the payment deadline.
Priority Dates
Financial Aid Priority Processing Deadline Dates
In order for your financial aid to be ready when your classes begin, please submit your FAFSA as soon as possible. Financial aid Priority Filing Dates for OCTC are listed below:
- Submit FAFSA before July 15 for the Fall semester
- Submit FAFSA before December 1 for Spring semester
- Submit FAFSA before April 1 for the Summer term
If you submit your FAFSA by the priority date and promptly reply to all subsequent financial aid office requests, your financial aid should be ready for you when the semester begins.
The Financial Aid Office cannot guarantee the arrival or disbursement of funds. The dates below represent the earliest date funds can be applied to your account. All dates are tentative and subject to change.
Important reminder: Course attendance must be confirmed before a disbursement of financial aid will occur. Students enrolled with multiple start dates may have a delay in the processing of funds until all coursework has been confirmed.
